My wife treated me to the Keis X10 waistcoat last Christmas (what to buy the man who has everything....) and I wonder what I did before. Now that I am semi-retired I only do my 20 mile each way commute twice a week. Tonight it was 3C and I had on one base layer plus the waistcoat under my Wolf textile suit (no liner) and I was perfectly comfortable. For gloves I wear an old pair of HG xtrafit Gore-Tex, which are more three season touring gloves but have never let in water. In winter I turn the heated grips up and wear a pair of those ski glove liners inside them. Perfect. I should add that I'm using a 20 year old Suzuki TL1000S to commute at present. Heated grips, clothing connector, Scott Oiler Michelin PR3s and nice loud cans. Who says you can't commute on a sport bike?