Allianz annual policy holder here, also have an email from customer support confirming motorcycle track events is covered under 'track events'.. removes all doubt that the policy covers track riding (useful at sign on)
'Coverage with Allianz Assistance for Motorcycle Track Events can be found in the attached Policy Handbook under sports and leisure activities covered (page 17-18).
You are covered to take part in the sports and leisure activity listed below, as long as you are not:
? taking part as a professional;
? racing; or
? taking part in a competition.
You must use all recommended safety equipment and keep to all local laws and regulations.
Track Events. (this includes Motorcycle Track Event).'
I could not find anything in the policy document stating private hospital treatment is not covered.
The policy document infers you are covered for private hospital treatment if that is where you are taken in an emergency (and have no control over where you are taken). It points out your EHIC / GHIC cards do not cover the cost of medical treatment in a private hospital.
just renewing my EHIC/GHIC card anyway ..
www.ghic.org.uk
They're very cheap and FE have questioned it a few times. We had to sign another form saying that if we weren't covered by the policy we would still be liable for charges.
FE question any insurance apart from there own at Almeria in my experience
used rgbsport for one trip (same company fe use).. and had to sign another form. (rgbsport policy when taken out on the website had a fairly low limit on medical expenses ?30,000.. limit on the Allianz gold policy is ?10 million)
on another trip had to leave a ?100 hold on a credit card, in case the private ambulance had to take me to the public hospital (instead of the private one FE use).. think i had holidaysafe cover at the time
oddly on the last trip I didn't have to do anything (FE@Jerez not Almeria)
I've used the Allianz policy with both FE and NL last year