Wonder if this is RR only, I suspect not, probably applies to all bikes tho obviously a weighting for a bike like the RR. In London you more or less can’t get on street insurance any more, has to be garaged.
Mmm. Maybe time for track only for these bikes. That’s what I do and still get plenty enjoyment out of my road bikes. Tbh I find the RR too fast for S of England roads but maybe that’s my age..just an accident or a ban waiting to happen.KTM 1390 .. £430 .. BMW M1K can’t get insuranceit’s laughable . An S1K or M1K for some reason is being treated like a Range Rover here in the UK
Has anyone ever asked if they’ll do 6months only ? Could be a way to control costs. Or insure for the year from April then cancel in October - you’ll get a rebate not full.
I don't know if the same concept exists for bikes but BMW insurance have a car ins concept - subscription insurance. It's not an annual policy, you just pay monthly and cancel when you want. I used it last year, really just to alter the renewal month of my car insurance, as it was the same as both bike and home insurance... It was a little more expensive than an annual policy, but as i said, i used it for other purposes so was reasonably happy. I haven't seen it for bikes, but wasn't really looking. Might be worth searching for that...
Never knew there was track only cover - I just insure for my track days on the group policy for that trip which is usually £75 per trip for three days on track. Not sure it covers the bike, it’s mainly for injury and repatriation I think. My RR is 2013 so not worth a lot, so I don’t need to insure it for theft when it’s not on track.
It's funny that you think the UK weather will be nice. You almost have a better chance of finding cheap insurance
I’ve got my other track bikes insured for fire & theft through trackday addicts. They also do cover for accidental damage on track days and repat cover. Just dug out the link here: https://trackdayaddicts.com/insurance/track-bike-theft-insurance/
