Insurance
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Help Support S1000RR FORUM:
lllN30lll
Well-known member
How long is a piece of string? far too many variables involved when getting quotes, age, location, points, licence held, NCB, mods, etc. etc.
Lumpy
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pmsl....... my first year with no ncb was 1600 my renewal with 1 years ncb was 500, so from my perspective that sounds bloody good.
Have you never Insured a group 17 1000cc bike before? :hopelessness:
Yep, thats a good price..
That's soooo cheap for a £20k bike. Mine was £1k. Does sound too cheap IMO. I'd check they've got it right.
fatbob
Well-known member
Yeah that sounds great , i wouldnt even shop around if that was right!!!
sheeeeeeesssh I get a right dry bumming off the insurance company , year in year out
sheeeeeeesssh I get a right dry bumming off the insurance company , year in year out
lllN30lll
Well-known member
Try declaring all my mods lol.
Id like to know how you get on. I *think* the reason my premium was so high was because the policy provided a new bike in the first year if there was a total loss. I thought that was always the case with new cars and bikes. Will your policy do the same? If so it's an unbelievable price, and I'm switching.
Parley Waller
Well-known member
I would just make sure that they have got your and bikes details correct previously £250 and 30% less for a bike than is worth more than twice !! Doesn't stake up to me. The last thing you want is a clam being refused. I'm the MCE - old duff clean licence max no claims very low risk area an I'm paying more than £177 for a normal S1000rr.
I bet you look forward to that.. :Banane56:
keithd32
Member
My insurance is with MCE, I was quoted £361 for a HP4 carbon for the year which given I've a Manchester postcode I didn't think was that bad.
Couple of things to watch out with MCE though:
1. The excess is usually failrly horendous, mine's 1500 quid. My first 4 bikes didn't even cost that to buy. So I had to take out excess insurance, added another £60
2. If you go direct to their site rather than a comparison site you get 15 months....but the price goes up 25% so no saving.
By the time I'd done is was just over £500, BMW were quoting me double that so it was a no brainer.
but £177 does seem like a mistake to me.
Couple of things to watch out with MCE though:
1. The excess is usually failrly horendous, mine's 1500 quid. My first 4 bikes didn't even cost that to buy. So I had to take out excess insurance, added another £60
2. If you go direct to their site rather than a comparison site you get 15 months....but the price goes up 25% so no saving.
By the time I'd done is was just over £500, BMW were quoting me double that so it was a no brainer.
but £177 does seem like a mistake to me.
Carbonara
Active member
BMW quoted me £450 for my new HP4 Carbon and my existing (2011) K1300GT together, wasn't getting any sense out of other insurance co's, they didn't want to know the HP4. (Have 9yrs NC). Seemed a no brainer for me, so I took it.
Hi Keithd32, who is the excess insurance with? I have had a similar quote from MCE £300 with a £1400 excess! I have only been able to get 2 companies to quote the HP4, MCE and BMW!
cheers
cheers
