Heads up from and a shout out to Gixer, my cover mirrors his including that back to zero excess simply by mentioning 44T promotion I got the zero excess premium of 30 bangers knocked off !..
My renewal with Bennets was £395.00 odd for a basic plan, Bemoto with everything bolted on £293.00...
Side issue..before calling Bemoto I had loaded up some comparison websites for quotes, there was some attractive results (until you looked closer) excesses were say 500 to 600 compulsory and 300 to 400 voluntary... the premiums were really low with heehaw extras.... I get it that some punters will bite at that but you have to ask yourself wheres the risk to the insurer for say a typical spill/drop or even a low side... when your nearly a grand before the insurer will pay out !... anyhow that full Titanium cover is excellent and zero excess... win win win...