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Good to hear, although as far as I am aware credit for a loan or a pcp, criteria should be the same. Good credit file will secure both.
 
I got myself a 42month interest free loan of ?20K by maxing out a couple of balance transfer credit cards (a ?10K card for me and one for the missus). Beats losing a few grand on a PCP and having to deal with the GFV and annual mileage biz. Requires an understanding spousal unit.
 

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