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There's a key point, eh?  That's what they find important.  So what gives you the right to infer that's right or wrong? - pretty poor chat. 


So, Ross might have enough money that he can consider the bike as something he can stand to pay for if he f*cks up.  Good for him - bet you he's worked for it.  Insurance is not an honourable industry and if I was in the same position to give them the minimum I could, you bet your arse I would.  Leeches.


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