Insurance Q&A

Quite a good Insurance Q&A vid on 44 teeth with Baron and be moto insurance brokers who seem to know their stuff, interestingly BvG mentions that someone reckons if you were to break a new S1K you would get ?20k for the parts(!), linky:

http://44teeth.com/video-motorcycle-insurance-qa/

Surprisingly enough Im awaiting a call back from BeMoto insurance in the morning regarding a quote (24 y.o. 6 years no claims - yet Devitt / BMW won't provide me with a quote!)

Has anyone used the 5 days of Motorrad insurance provided on a new purchase??

Have used BeMoto for trackday insurance. Small company but great personal service.


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Just got off the phone from Matt at BeMoto at this time of night.
Smashed the two closest quotes, including my spare 675 Daytona + helmet leathers, legal & eu breakdown cover.

Thumbs up from me very personal experience

Westy said:

Surprisingly enough Im awaiting a call back from BeMoto insurance in the morning regarding a quote (24 y.o. 6 years no claims - yet Devitt / BMW won't provide me with a quote!)

Has anyone used the 5 days of Motorrad insurance provided on a new purchase??

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Nah they wouldnt cover me Westy...their not that interested if youve any points

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Westy said:

Just got off the phone from Matt at BeMoto at this time of night.
Smashed the two closest quotes, including my spare 675 Daytona + helmet leathers, legal & eu breakdown cover.

Thumbs up from me very personal experience

Click to expand...

Sounds like good service, think I'll try them for a quote come renewal time

Westy said:

Surprisingly enough Im awaiting a call back from BeMoto insuran
Has anyone used the 5 days of Motorrad insurance provided on a new purchase??

Click to expand...

I used the 5 day insurance when I bought mine in May. Very straight forward and no hassle to sey up.

I got a shock when I went to insure the BMW. The underiter I was insured with through carol Nash wouldn't quote for it. Ended up canceling policy I had for 3 bikes, to insure bmw, and starting a new policy for the Sp1 and guzzi without no claims.

S1k insurance seems to be a bit of a nightmare!

Carol Nash were expensive for me too. I upgraded my existing policy and it worked out at the annual equivalent of about ?850.
I'm 51
10 years no claims and my 3 points for SP30 were over 5 years ago.
I do have my GSXR 750 insured too, but that's only worth about ?4K.
Total excess ?500 on the RR and ?300 on the Suzuki.

I didn't have time to do too much checking. MCE wanted ?750, but that was with an excess of over ?1,000 (?1,200 IIRC) AND they would not cover extras, even dealer fit options!

Great video - have to say that I rang Bennetts and they took time to understand the situation before quoting. Like BeMoto they appeared to humanise the process, and I know that my heavily modified bike is fully insured.

Did you tell them about everything, paint ect.
Getting mine painted in november and was wondering how much its going to put my cost up. Also did u tell dvla??

Why would I tell the DVLA? It's still black.

And Bennetts have the photos...

Yea i suppose haha didnt no whether you was supposed to tell them youve changed it abit

Massive bump here for positive dealings with BeMoto for the second time
My dad reinsured and saved ?70

He's with the same insurance company too! AXA Titanium Cover ... Better value then the titanium full system I last had

Ive just had a renewal quote for my previous bike gsr750 through the post. ?136 for the year, i pay ?133 per month for my bmw. Sickening but still glad ive got it

?133 an month! jesus mate that's steep

I know i got quoted ?600 so paid it online and went and picked the bike up then they rang me later that day to say they couldnt do it for that price cos ive never had a bike that powerful before. Rang around and all the prices came up roughly the same.

b@#tards mate , I am ?340 a year , 32 years old , 8years ncd, ban on licence (speeding), 4000 miles per year, fully comp.

Snow said:

I know i got quoted ?600 so paid it online and went and picked the bike up then they rang me later that day to say they couldnt do it for that price cos ive never had a bike that powerful before. Rang around and all the prices came up roughly the same.

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That's exactly the same as what I pay. If you don't mind who are you insured with now? Ive noticed two substantial factors in my quotes, address & value of the bike.

I'm:

24 y.o.
6years nc
8k / year inc commuting
Fully ticked optioned 66 plate
3 Points just under 4 years ago

Right choice insurance haha
28 yo
Only 2 years no claims, lost 10 months as my previous insurer refused to insure the bmw.
3 points
10 plate with no mods listed

DL84 said:

b@#tards mate , I am ?340 a year , 32 years old , 8years ncd, ban on licence (speeding), 4000 miles per year, fully comp.

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Who's that with DL84?

Carole Nash have given me the best quote so far (all others were about 50% more) - ~?500.
I'm 47, SP50 (about a year ago), one claim in my far from about 3 years ago when my car got hit when parked - they drove off.