Insurance and me a happy man

Insurance is up is 2 weeks so was shopping around this morning.

I was 27 when I bought my S1000 from dealer and the only company who would insure me was BMW Insurance and only Third Party (so they wouldn't have to pay for my bike) with a shocking price of £1500.

Skip a year and it dropped to £600 with MCD as the broker, I was over the moon with this to be honest. Even tho with my previous bike before the S1000 I was £68 for a year.

Now this year time to renew and £120.


So what shocking prices have you guys had for your S1000? I'm sure most of you have a few years on me in the age department though

Thats really pissed me off

How so God?

RossHarper said:

How so God?

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He's probably paying a bit more than you fella. Mine on the HP4 was a bit under £500 fully comp but that's not a fair comparison.

I'm 33 and fully comp with pillion cover (in case of unlikely event the missus will ever be on the back!) costs £190, touch more than I was paying for R1 through bennetts

Bennetts is cheapest for me this year by the looks of it so far.

£124 TPO, no extras (pillion, breakdown etc)

Mine is about £400

£500 with all mods included for the S , £42 and a frostie box lid for the GS......
Dont know your born you lot......

Yam andy, £190 fully comp for a 33 year old ??? Jeezus, thats cheap. Im way past 33 and pay double that in a relatively good post code.

Ive just had a quote for HP4 that i get next month £365 fully comp. which is cheaper than a S1000rr with a system on it. just does not make sense to me

I'm 46 , 4 years ncb passed my test in September and I had to pay £950 hope it drops a lot next year lol

38 years old, 7 years ncd, no points, M postcode, £250 fully comp with Swinton. Happy with that.

fatbob said:

£42 and a frostie box lid for the GS......

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I love quotes like that.

A friend just got a 2001 RSV mille with 1 years NCD it was £368. For a laugh I thought I'd do a quote for me and it came back £33 for TPFT.

phil said:

Yam andy, £190 fully comp for a 33 year old ??? Jeezus, thats cheap. Im way past 33 and pay double that in a relatively good post code.

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Must be a north south thing!!! I've not got the greatest postcode!! To be fair the most I've ever paid was £400 full comp for a r6 when I first passed my test!!

Mines just dropped from £690 to 215!

Trumpetman21 said:

38 years old, 7 years ncd, no points, M postcode, £250 fully comp with Swinton. Happy with that.

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I'm with Swinton as well. M post code, older, but 4 years ncd and i fault accident to declare

Well, I passed my DAS course and tests in June. Im 42 with No NCB, no experience (that counts anyway)... My premium fully comp this year is £900. Ouch. However, if I keep my nose clean it'll be down to £500 ish next year.

Im with ebike.co.uk.

Luke

Wow i either didnt shop around or live in a much worse area than i realise!

I'm 27, 2 years ncb, cheapest was MCE, £1k fully comp, with tracker and datatag... and it doesnt cost any more to add my vfr800 on too, which was a nice surprise!

You are a worse age than you realise.

Luke said:

Well, I passed my DAS course and tests in June. Im 42 with No NCB, no experience (that counts anyway)... My premium fully comp this year is £900. Ouch. However, if I keep my nose clean it'll be down to £500 ish next year.

Im with ebike.co.uk.

Luke

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Thats about right. I've done IAM also which will bring it down further.