Dropped my brand new r1m last week.
Dropped my brand new r1m last week. Renewal is due next week. Told me they could no longer offer my multi bike policy and my premium had tripled since last year. Blamed it all on axa the insurer. So I've gone on the usual price comparisons and got it half price they offered. Who's the insurer? Axa
Cheers bud.Seen your post on the R1 forum mate, bad luck
It is ultimately their underwriter (Axa) that calls the shots. Bemoto want your business whatever your history. Some brokers will have more than one underwriter...I am guessing BeMoto don't.
If it is a total loss what are your options?
Will you get a replacement?
Will you buy back the original one knowing it's only cosmetic damage?
Thing is I have got a quote ?600 cheaper with the same underwriter axa just through a different broker bike sure.
Tbh I will prob just cut my losses and go for my original plan. A gen 4 m sport.
Interesting, it maybe you've actually cost them a fair chunk of money, as I expect they take some of Axa's risk as part of the deal to be an underwriter.
*I am guessing how it works but that would make sense to me.
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