Insurance jokers.....

Just received the renewal through, I didn't realise the premium included comedy value..... £677

Guess I'll be shopping around this year.

Got mine the other week £219 fully comp with Bennetts. Just shop around,there are loads of deals.

Aye, just spent the last hour or so internet surfing and got it down to £445. It's outrageous the Ducati was only £296

Wait till you get a quote with a pcv and a system on!!!!!!!

Boardsofnorfolk £219 = Bargain of the Century !!
You must live in some remote part of Norfolk where the last time a criminal act was carried out the person was put in stocks! Have you got every security device avaiable fitted on bike?
Seriously I live in a small village on Norfolk/Suffolk border Max no claim, Old duff, Bike alarmed, Stored in brick garage and chained to floor and last renewal was 50% MORE than you.

Parley Waller link=topic=918.msg8606#msg8606 date=1339157132 said:

Boardsofnorfolk £219 = Bargain of the Century !!
You must live in some remote part of Norfolk where the last time a criminal act was carried out the person was put in stocks! Have you got every security device avaiable fitted on bike?
Seriously I live in a small village on Norfolk/Suffolk border Max no claim, Old duff, Bike alarmed, Stored in brick garage and chained to floor and last renewal was 50% MORE than you.

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I know! I live in Diss Norfolk if that helps? Don't know lol,also have bike inside house and have alarm/immobiliser/smart water and Thatham approved locks. 5 years no claims,bike is only insured for pleasure and not work. Also no more than 4000 miles a year. I think I've covered most of it. Oh and no pillion,but not sure if that helps lol. First they quoted me £318 and I just knocked £1000 off the value and whoosh it dropped! £219 happy days ;D

Oh dear I made a mistake! It's £201 my bad

Go on, rub it in. lol

DangerousDave link=topic=918.msg8710#msg8710 date=1339275816 said:

Go on, rub it in. lol

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Oops sorry,anyways did you manage to get your quote yet?

£445 looks about as good as it's going to get.

I spoke with my existing broker (CIA) this morning to ask why it's so much. Their response, "we use thirty insurers, only six want to quote" and the reason why I hear you ask "It's because you haven't owned the bike for a year".

Go figure ?!?!

DangerousDave link=topic=918.msg8717#msg8717 date=1339277137 said:

£445 looks about as good as it's going to get.

I spoke with my existing broker (CIA) this morning to ask why it's so much. Their response, "we use thirty insurers, only six want to quote" and the reason why I hear you ask "It's because you haven't owned the bike for a year".

Go figure ?!?!

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Not bad,but could be better I guess,anyway try these
http://www.renewinsurance.com/motorcycle-insurance/

Just check the excess though, u might get cheap as chips insurance but if u gotta pay out 500 quid volantary and 500 quid normal then 1000 pound a claim isn't great also another little con is if u get ur bike nicked anywhere other than ur garage they may not pay out. Small print can be ur enemy!!!!

Docta13 link=topic=918.msg8723#msg8723 date=1339277973 said:

Just check the excess though, u might get cheap as chips insurance but if u gotta pay out 500 quid volantary and 500 quid normal then 1000 pound a claim isn't great also another little con is if u get ur bike nicked anywhere other than ur garage they may not pay out. Small print can be ur enemy!!!!

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High Excess is only bad if it's your fault. I'll try anything just to get mine down,I've got £500 excess,which means I have to cough up the £500 if at fault,insurance knows bike is stored inside house. Just makesure you tell them everything and like Doc says read your small print. Like my house insurance,I made sure I told them the bike was inside the house.

I know all about the small print, I've been working in the insurance industry for the last 16 years. (runs and ducks for cover :-[)

The renewal people came out at £649.

DangerousDave link=topic=918.msg8726#msg8726 date=1339278577 said:

I know all about the small print, I've been working in the insurance industry for the last 16 years. (runs and ducks for cover :-[)

The renewal people came out at £649.

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Hmmm,are you sure youre not using your forum name? Dangerousdave lol

I've just had to re insure mine too.Renewal with Bikesure came in at £566.....
So did the old compare site and MCE came in at £181 including RAC cover,legal,helmet,etc etc.........wow i thought i bet if i go direct on their site i will get it even cheaper.................shock,horror it went up to £649 on MCE's website!!!!!!
So i went back via the compare site and paid the £181 straight away.To make the payment i was directed th MCE's site who confirmed all my details and sent the policy within 10mins...
How does that work then????? ??? ??? ??? ??? ???